How Our Fast MSME & Business Loan Process Works

How It Works - Borrower

Provide Business Information

Provide entity’s basic details and a consent for KYC verification and financial data retrieval from third party portals. Minimal docs required.

Get Credit Report

Dequitec's AI credit tool provides borrowers a credit rating, one-pager, CMA, and financial projections (nominal fee). FIs receive this data with anonymized KYC to prevent spam.

Get Indicative Offers from Banks & FIs

View upfront indicative loan offers (amount, tenure, pricing, conditions) from FIs before applying.

Choose the best offer/FI and apply for loan

Dequitec's web/app workflow system facilitates selection of the best indicative FI offer, application to up to 3 FIs (with commitment fees), and provides ongoing support and updates through final sanction.

Loan Disbursement

Accept final sanction from preferred lender for fast, secure, and hassle-free disbursement to your account.

Get Fast Unsecured Business Loans with Expert Guidance

How It Works – Get Fast Unsecured Business Loans with Expert Guidance

We help small and growing businesses access fast, unsecured business loans by connecting you with the right lender — no collateral, no delays, just smart funding made simple.

Our team of experts, business loan consultants, and small business loan advisors is here to help you every step of the way. We'll take time to understand your business, find the right loan that matches your requirements, and help you make it happen from the loan application to getting the funds deposited quickly.

Loan Consultation

Your financing journey begins with a consultation from our dedicated business loan consultant. Whether you are in services, retail, technology, consulting, etc., we will help you along the way.

We:

• Take the time to understand your business goals and funding requirements.

• Make theoretical recommendations for loan options, and suggest which is most suitable for your current plans.

• Provide honest and no-pressure advice when you're ready to make a decision.

Easy Application Process

No more complicated forms or long waits. We make the entire loan application process smooth, fast, and easy to follow.

• There’s no collateral or security needed

• Only basic documentation, like PAN, GST returns, and bank statements

• We do a quick eligibility check, which saves your time

Match with Trusted Lenders

Our small business loan advisors do the research so you can choose confidently without wasting time. These include banks, NBFCs, and other financial institutions that specialize in supporting small businesses.

• Access a wide choice of lending partners

• Flexible repayment options, typically ranging from 12 to 60 months

• Get loan offers with competitive interest rates tailored to your business

Fast Disbursal

Once your loan is approved, we ensure the funds are transferred to your account as quickly as possible, so you don’t miss out on business opportunities.

• Funds are typically disbursed within 3 to 5 working days

• Use the money for whatever your business needs: expansion, inventory, equipment, salaries, or marketing

• Clear, transparent terms with no hidden charges

Ongoing Support

Our support doesn’t end when you receive the loan. We stay connected to help you manage your loan smoothly and grow with confidence.

• Assistance with repayments, top-up loans, or restructuring

• Guidance on whether you want to refinance your loan on better terms later

• Reliable advice whenever you need financial planning or updates

Why Choose Us?

• Quickly secure an unsecured business loan: Leverage your credit rating and the operating requirements of your business, without relinquishing ownership of your property.

• Service-sector expertise in Delhi. We understand the unique challenges you face and can offer tailored solutions that work for your industry.

• Dedicated advisors: Having worked with a wide range of service-based businesses in Delhi, we work through small business loan specialists and business loan consultants without worry at any stage of the process.

• Minimal due diligence: Apply with GST returns, bank statements, and basic business documents instead of an audit of assets.

Ideal For Delhi Service Businesses

If you're in Delhi and seeking a business loan for the service sector in Delhi, whether it's for expansion, working capital, equipment, or branding, our structured approach suits enterprises at every stage.

FAQs

How does Dequitec help businesses get fast, unsecured business loans?

We make it easy for small and growing businesses to get loans without the need for collateral. They connect you with trusted lenders who focus on business performance, not assets. The process is quick, digital, and supported by expert loan advisors to help you every step of the way.

What is the step-by-step process for applying for a business loan with Dequitec?

Talk to an advisor – They understand your business needs. Choose a loan – Get matched with options that fit your goals. Apply online – Share basic documents like PAN, GST, and bank statements. Get lender offers – We connect you with the right lenders. Loan approval & disbursal – Get funds in your account within 3–5 working days. Ongoing support – We stay with you even after the loan is disbursed.

How do small business loan advisors at Dequitec guide entrepreneurs?

Our advisors do more than just suggest loans. They: Listen to your needs Advise the best loan options Help with paperwork and the application process Stay in touch after disbursal to help with repayments or future planning

Why should I choose Dequitec as my business loan consultant?

We make business funding easy, with no collateral, no delays, and no hidden charges. You get expert advice tailored to your needs and support at every step.

Can Dequitec arrange a business loan for the service sector in Delhi?

Yes, absolutely. We helped many service-based businesses in Delhi, from salons to consultants, get the funding they need. We understand the unique needs of service-sector businesses and connect you with lenders who do too.

What makes Dequitec’s loan process faster than traditional banks?

We cut out the slow steps. There’s no need for property documents or long approvals. Our digital process, expert advisors, and strong lender network help you get funding in days, not weeks.

Do I need collateral when applying for fast unsecured business loans through Dequitec?

No. These are unsecured loans, which means you don’t need to put up property or assets. We help you qualify based on your business performance and financial records.

How does Dequitec ensure that I get the best loan options for my small business?

We compare offers from multiple lenders based on your business type, size, and goals. Our advisors explain your options clearly, so you can pick what’s best with confidence and no pressure.

What industries or sectors can apply for loans through Dequitec’s platform?

Almost any small business can apply. We work with a wide range of sectors, including: Services (salons, consultants, freelancers) Retail and trading Tech and IT services Coaching centers, healthcare, and more If you run a business and need funding, we’re here to help.

Can I track the status of my business loan application with Dequitec?

Yes. We keep you updated at every step from application to approval and disbursal. Your dedicated advisor is always available if you have questions or need help along the way.

Take the Next Step Towards Smarter Business Funding!

Unlock exclusive funding opportunities tailored for your business. Get instant credit analysis and connect with the right lenders — quick, secure, and hassle-free.